Our Qualifications

Ray E. Smith, Jr. has been working with individuals and businesses in the area for 48 years.

Ray achieved the Chartered Life Underwriter (CLU) designation in 1980 and the Chartered Financial Consultant (ChFC) designation in 1983.  He holds a life, health and variable annuity license in the state of Oklahoma and other states, and a Series 7, 63 and 65 securities registration.

Ray has twice served as President of NAIFA-Stilwater and is a past National Committee Person.  He is a past President of NAIFA-Oklahoma and has servied as State National Committee Person.  He has served on the Governence Committee of the National Association of Insurance and Financial Advisors (NAIFA).

Jonny Richmond completed his degree in finance from the University of Kansas in 2020.  He has been a part of Tax Favored benefits for two years and an affiliate of Ray Smtht Wealth Management since October 2022.  He holds a life, health and variable annuity license in the state of Okalhoma and several surrounding states, and a Seies 7 and 66 securities registration.

We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more secure financial future.

We're looking forward to using our professional experience to help you pursue your financial goals.